My Crohn's and Colitis Blog » Diagnosis Of Asthma » insurance companys and asthmatic children
insurance companys and asthmatic children
Question:
- Hide quoted text — Show quoted text – my son is two years old shorty after he was born he came down with the R.S.V. virus from then on he has had asthma bad two or three attacks a week to to or three a day we have arbuteral inhalers and other aproprate medication but with no help from our insurance company i have a good plan from FOUNDATION HEALTH they wont declare my son asthmatic untill he is 11 years old stating that his condition is temorary and will out grow it so now the doctor cant declare him asthmatic or he wont be paid instead for insurance purposes he has bean declared with a temorary upper respitory infection that has just so happend to be for two years now why do the insurance companys do not ACNOWLAGE asthma in young children as being a real and perniment condition If you son is getting the treatment he needs, and your insurance company is paying for it, why do you CARE what they call it? Chris Owens
My son’s doctor calls it "reactive airway disease." As soon as he calls it "asthma" it’s considered a permanent condition — which could be a problem for insurance coverage later in his life, since it would be considered a pre-existing, life-long condition. It’s a political thing between doctors and insurance agents…. Mary
Response:
you are better off if they avoid diagnosis. Asthma as an adult can keep your child from becoming a member of the armed forces, an astranaut, etc. I agree with the above statement that as long as it is treated why worry about a label?
Also, could cause a pre-existing condition, if you were to change insurances. My doctor diagnosed it at 2 years for my oldest boy. Only after repeated episodes of bronchiolitis-telling me each time that often is a misdiagnosis and it was probably infant asthma. I pushed for it earlier with my youngest – in order to get another nebulizer and get referred to a specialist. If the asthma is severe a specialist is your best bet.
Response:
Most insurence companies have a review board that you can request a hearing from. Your case should be reviewed also most states have an Insurence Review baord that you can contact thru your Sec of State. Gather as much info as possible, try ALA and your doctor, MOST children do not outgrow asthma. The symptoms may disappear at puberty, but it does not "heal".
Response:
my son is two years old shorty after he was born he came down with the R.S.V. virus from then on he has had asthma bad two or three attacks a week to to or three a day we have arbuteral inhalers and other aproprate medication but with no help from our insurance company i have a good plan from FOUNDATION HEALTH they wont declare my son asthmatic untill he is 11 years old stating that his condition is temorary and will out grow it so now the doctor cant declare him asthmatic or he wont be paid instead for insurance purposes he has bean declared with a temorary upper respitory infection that has just so happend to be for two years now why do the insurance companys do not ACNOWLAGE asthma in young children as being a real and perniment condition
If you son is getting the treatment he needs, and your insurance company is paying for it, why do you CARE what they call it? Chris Owens
Response:
my son is two years old shorty after he was born he came down with the R.S.V. virus from then on he has had asthma bad two or three attacks a week to to or three a day we have arbuteral inhalers and other aproprate medication but with no help from our insurance company i have a good plan from FOUNDATION HEALTH they wont declare my son asthmatic untill he is 11 years old stating that his condition is temorary and will out grow it so now the doctor cant declare him asthmatic or he wont be paid instead for insurance purposes he has bean declared with a temorary upper respitory infection that has just so happend to be for two years now why do the insurance companys do not ACNOWLAGE asthma in young children as being a real and perniment condition
Response:
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